Privacy & Policy

(1) Personal data which includes your name, address, marital status, income details, family affiliations, among others.
(2) Personal contact details such email address, landline, mobile number, social media accounts;
(3) Demographic profile such as age, gender, religion, among others.

(1) When you fill up and sign loan documents such as Personal Loan Application Form, Promissory Note, among others.
(2) When you provide us copies of identity verification requirements such as government-issued Identification cards and similar documents.
(3) When we conduct clarification interview in connection with your loan application;
(4) When you inquire through our website or social media accounts.

(1) Assess and process your loan application;
(2) Conduct reasonable background verification of your identity and credit standing;
(3) Communicate with you with regard to the status of your account while processing your application and during the effectivity of your loan;
(4) Comply with the requirements of government regulatory agencies for investigation, reporting and other legal purposes.
(5) Notify you of our products, marketing or promotional offers from time to time.

(1) Collection agencies for collection purposes, if necessary;
(2) Credit bureaus to comply with our credit reporting obligations;
(3) Legal Team of the company for filing of appropriate legal actions, if necessary.
(4) Other third parties under which the company is with legal duty to provide, upon proper request, your personal information pursuant to a legal or government regulatory mandate.

In these instances, the company executes the applicable sharing and/or confidentiality agreement with such third parties to ensure protection of your personal information from unauthorized access, collection, use, disclosure and/or retention.

Among our internal security controls are as follows:

(a) Authentication and access control measures which restrict the access to files and records with Personal Information to authorized employees of the company;
(b) Our computer systems are equipped with data encryption, firewall, anti-virus software and other similar protection mechanisms;
(c) We have up-to-date firewall protection and operating system patches that secure files containing personal information on systems that are connected to the internet;
(d) We provide education and training to employees regarding data privacy protection and the proper use of computer security system;
(e) We store Personal Information in a secure data facility.



With regard to disposal of personal information, we use only secure and appropriate procedures to destroy your personal information taking into consideration its classification (low-risk or high-risk). Specifically, we use shredding machines to destroy paper-based personal information and technologically secure erasing device or system to make the digital-based personal information unreadable and irretrievable, among other devices or systems.